The Internal Revenue Service (IRS) now requires grocery stores, discount stores, supermarkets, wholesale clubs and mail-order merchants to identify eligible healthcare items at the point of sale. As a result, many retailers have implemented systems that meet these new regulations. When you use your Debit Card at these retailers, most times you will no longer need to submit documentation after your transaction. A link to a list of participating retailers and their projected implementation date appears is at the end of this page. Please be aware the BenefitsWorkshop has no control over the actions of these retailers.

We strongly advise you to always obtain a detailed receipt when you use your Debit Card. Although the type of transactions requiring documentation will be reduced, the need for documentation has not been eliminated. Also, transactions that occurred before the system was implemented still require acceptable documentation*.

What is acceptable documentation?

The IRS requires that you provide detailed documentation for all debit card transactions that are not standard prescription copayments or medical office visit copayments as defined by your employer’s medical insurance plan, or transactions that are approved at the cash register by retailers meeting IRS guidelines (see the list below). Acceptable documentation includes a detailed receipt from a medical provider or retailer showing at a minimum, the date of service or purchase, the nature of the service or purchase, the amount you paid. You may also submit an Explanation of Benefits from an insurance plan as documentation. Simple credit/debit card receipts without the above information are not acceptable.